The loop · 04 · Grow
Your portfolio, read honestly.
Investments get a first-class tab in the app. Log your holdings and Perfingo shows your true, money-weighted return, your allocation from every angle, your dividends, and neutral concentration flags, with the working shown. Never a product to sell you.
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The number that actually matters: yours.
Headline returns ignore when you bought and sold. XIRR doesn't: it's money-weighted, factoring the timing of every buy, sell and dividend. Then see your mix across four dimensions (asset type, sector, geography and currency) with the honest FX read included.
S$1,840 in dividends over the last 12 months · ~S$2,100/yr projected (estimate).
On your side of the table
An honest read, because we don't sell products.
Most "insights" exist to move you into something. Perfingo takes no commissions and lists nothing to buy. The reading is the product.
Flags, with the working
A concentration flag names the holding, the exact threshold it crossed, and stops there. No "you should rebalance," no benchmark you're being measured against.
Estimates labelled as estimates
Projected dividend income says "estimate." Prices sync when you refresh, not a ticker to obsess over. We'd rather be honest than impressive.
You log it, you own it
Holdings are yours to record, including CPF and cash, which most trackers ignore. One honest picture across everything you actually hold.
Keep going
The rest of the loop
Grow is one surface of four. Together they turn a plan into a living picture.
Know your true return.
Log your holdings and see allocation, XIRR and dividends read straight, with nothing to sell you at the end.
No credit card required · Cancel anytime