Complete financial planning · Singapore

See your money's whole story.

One subscription maps your income, CPF, home, family and goals into a clear pathway to age 100, then tracks, budgets and grows alongside real life, on web and on your phone. Built for Singapore. Made for couples.

Start your 14-day free trialSee how it works

No credit card required · Cancel anytime

You + Sam · Pathway to 100 · Us view
BTO purchase · Fully funded
Financial freedom57
CashInvestmentsCPFPropertybrighter = easier to spend tomorrow
Try it: drag the BTO marker and watch the plan recompute
Projected net worth for You and Sam by age, with BTO purchase at age 32
AgeCashInvestmentsCPFPropertyTotal

Trusted by 10,000+ Singaporeans planning their future, as individuals and as couples

One product, the whole loop

Most tools do one half. Perfingo does the whole loop.

A planner projects your future. A budget app records your past. Perfingo does both, and reconciles them in a monthly check-in that takes about two minutes. Four surfaces, one subscription.

01 · Plan

Plan to age 100

Drop goals on your timeline and get an instant verdict. Drag one, and the whole projection recomputes, with your financial-freedom age updating live.

See how
02 · Track

Track where you stand

A monthly pulse of your net worth (cash, CPF, investments and property) and whether you're ahead of your own plan.

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03 · Budget

Budget against the plan

Import a statement and see what you actually spend, measured against the plan's targets, band by band. Your statement is the only integration.

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04 · Grow

Grow, read honestly

Your real holdings' true return, allocation from every angle and dividends, with neutral concentration flags. No product pushing, ever.

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Made for couples

One shared map. Two points of view.

Money is a team sport. Plan as a household (split funding, shared goals and a joint verdict) while each of you keeps a view of your own.

See how couples plan together

One honest plan

Know what's possible: and when.

Your income, CPF, home, family and goals already tell a story. Fourteen days is enough to read it. No credit card to start.

Start with a sentence, not a spreadsheet: the chart appears the moment it reflects your real numbers.

S$8/mo
billed annually · or S$12 month-to-month
  • Every surface: Plan, Track, Budget & Grow
  • Couples planning & full insurance analysis
  • No tiers, no upsells, no commissions
Start your 14-day free trialSee full pricing

No credit card required · Cancel anytime · You're the customer, not the product.