The loop · 01 · Plan

One living map, from today to age 100.

Every asset stacked by how quickly you can reach it. Drop a goal on the timeline for an instant verdict; drag it, and the whole projection recomputes, with your financial-freedom age updating live.

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Answer one sentence about your life: the chart appears the moment it reflects your real numbers.

You + Sam · Pathway to 100 · Us view

BTO purchase · Fully funded

Financial freedom57

CashInvestmentsCPFPropertybrighter = easier to spend tomorrow

Try it: drag the BTO marker and watch the plan recompute

Instant verdicts & what-if

Every goal gets an honest answer, before you commit.

Drop a goal on your timeline and Perfingo tells you straight away whether it fits, not with vibes, but with your full projection behind it. Then flip on the what-if sandbox and test any scenario against a ghost of your baseline before you decide.

Green: on track. Fully funded along your current pathway.

Amber: at risk. Your cash dips below the floor you set.

Red: unfundable. Doesn't fit yet. Perfingo shows what would need to change.

Goal feasibility

BTO purchase2029 · age 32✓ Fully funded

Six-month sabbatical2033 · age 36! At risk

Private property upgrade2037 · age 40✕ Unfundable

What-if sandbox · career break, 2033

The sandbox overlays the scenario on your baseline: freedom lands 20 months later, fully recoverable. Apply it, or discard it; nothing touches your plan until you apply.

BaselineCareer-break scenario

Included with Plan

Protect what the plan is built on.

A plan is only as safe as the income behind it. Perfingo checks your coverage against death, critical illness and disability income, and shows the gap plainly. It's an analysis, not a sale: we've nothing to sell you.

Coverage-gap analysisDeath, critical illness and disability income, measured against your household's needs.

Under- or over-insuredSee where you're exposed, and where you may be paying for cover you don't need.

No products, no commissionsWe surface the gap and stop. What you do about it is entirely yours.

Coverage check

Death / life coverS$750k of S$800k needed

✓ Adequately covered

Critical illnessS$120k of S$300k needed

! Gap of S$180k

Disability incomeS$0 of S$4,500/mo needed

✕ Not covered

Needs are estimated from your income, dependants and liabilities. An analysis to inform you, never advice to buy.

Keep going

The rest of the loop

Plan is where it starts. Then the plan meets real life, month after month.

02 · Track

Know what's possible: and when.

Build your pathway to 100 once, and let every goal, scenario and safeguard sit on the same honest map.

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