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Plan

See how your home, kids and retirement all fit.

Every goal and life event on one chart to age 100. Try a big decision before you make it, and plan it with your partner from the same numbers.

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1Your plan

Your whole future, on one screen.

  1. Plan together or apart

    Switch between Us, You and Sam, so each of you sees the plan from your own side.

  2. Zoom in or out

    Focus on the next ten years, or step back and see it all to 100.

  3. Your freedom age

    The year your plan could cover your spending from savings. Watch it move as you do.

  4. Any year, in detail

    Tap a year to see CPF, investments and cash, and how CPF LIFE takes over from 65.

2What-if

Try big decisions before you make them.

  1. Test anything

    A flat, a child, a sabbatical. Stack as many changes as you like.

  2. See the trade-off

    Your freedom age and every goal, before and after, so the choice is clear.

  3. No risk

    Your real plan stays exactly as it was until you choose.

3For couples

Plan your future together, from the same numbers.

  1. Your view, their view, together

    Each of you sees your own side and the household's, on every screen, from the same numbers.

  2. Shared milestones

    See the household's net worth at 65 and freedom age side by side.

  3. Fair splits

    See who puts what into the BTO and every shared goal.

How it fits your month

  1. One evening

    See the whole picture

    Add what you have. Rough numbers are fine to start.

  2. Big decision ahead

    Try it first

    A resale flat, a second child, a career break. Nothing changes until you press Apply.

  3. Together

    Decide as a team

    Invite your partner with one link and agree from the same plan.

  • Insight, not financial advice
  • CPF counted the way you choose
  • Compared only with your own plan
  • Encrypted in transit and at rest

Planning a BTO or resale flat? Start with our free HDB loan calculator, then see how the purchase fits your whole plan.

The Perfingo Guide
Plan dashboard Your household plan on one page: net-worth pathway, cash flow, spend breakdown, protection rings, goals and housing, all from one live projection to age 100. What-if sandbox The what-if sandbox is a safe copy of your plan for trying a job switch, a moved goal or a CPF top-up. See before and after side by side, then apply or discard. Planning as a couple How a couple household works: inviting your partner, claiming the invite, switching between Us, You and Partner, and importing statements for each other.

See it with your own numbers.

S$8/mo billed annually, or S$12 monthly.

Start your 14-day free trial

No card needed · Cancel anytime

Illustrative figures. Perfingo gives insight, not financial advice.