Perfingo
The app
Everything you can use today.
Every part of Perfingo on one page. Five features make up your plan. The rest help you get around, keep other plans and close the month.
No card needed
The features
Five features, one plan.
Build your plan once. Every month, each feature shows how real life compares, so you always know where you stand.
Plan
See every goal to age 100, try big decisions first, and plan it together.
Read more 02Money report
Check in in two minutes, then know if the month kept you on track.
Read more 03Cashflow
Upload a statement and see your spending sorted for you.
Read more 04Net worth
Watch everything you own grow, and know what your investments earned.
Read more 05Insurance
See whether your family is covered, and by how much.
Read moreAround the app
Where you land, and how the month closes.
These help you find your next step, keep other plans, close out the month and try a change safely.
Home
Where the app opens. Your net worth against the plan, and a single card naming the next thing worth doing. On a quiet month there is no card.
Read morePlans
Several named plans side by side. Duplicate one, switch between them, mark which is your plan of record.
Read moreCheck-in
The monthly close, in about two minutes. Import, review the exceptions, confirm the month and update balances, then get a verdict. Every step is skippable.
Read moreWhat-if
In the app: What-if comparisonA sandbox on top of the plan you're in. Change something, compare before and after on one chart, then apply it or throw it away.
Read moreInside the plan
16 modules, grouped the way you think.
A plan is a set of modules you fill in any order, each one feeding the same projection.
- Plan Setup
- General Info
- Financial Freedom
- Emergency Fund
- Assumptions
- Income
- Expenses
- Current Assets
- CPF
- Liabilities
- Housing
- Family / Children
- Goals / Milestones
- Health Insurance
- Wealth Insurance
- Coverage & Protection
You don't have to finish them all. Five shape the projection enough to get an answer, and the rest sharpen it. Home keeps a running count and puts the next one in front of you. See how setup works.
And also
Built for more than one person at a laptop.
For couples
Invite your partner into the same household. Share goals with a funding split, combine both incomes in one projection, and get one verdict.
Read moreFor advisors
A client list, per-client plans, and the access dial that decides what an advisor may see or change. Clients keep the final say.
Read moreFree calculators
9 calculators for buying a home and for CPF, from HDB loans to CPF LIFE. They're free, and you don't need to sign in.
Read moreGetting around
A sidebar on a laptop, five tabs on a phone.
Perfingo is one responsive app, laid out for whatever screen you open it on.
See it with your own numbers.
Try all of it free for 14 days. No card needed.
No card needed