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Looking for the previous Perfingo app? It's moved to classic.perfingo.com.

Features

Plan See every goal to age 100, try big decisions first, and plan it together. Money report New Check in in two minutes, then know if the month kept you on track. Cashflow Upload a statement and see your spending sorted for you. Net worth Watch everything you own grow, and know what your investments earned. Insurance New See whether your family is covered, and by how much.

Built for

For Couples Plan as a household, with fair splits and one shared view. For Advisors Serve more clients in less time with planning that scales.

Explore

Everything in the app Every part of Perfingo, and what each one is for.

Property

HDB loan Loan, repayment and CPF use HDB downpayment Downpayment and CPF grants Bank loan Instalment, TDSR and MSR Stamp duty BSD and ABSD on a home

Income & CPF

Income tax Your tax after reliefs CPF contribution Your and your employer’s share CPF LIFE Monthly payout from 65

Split & pay

Split a bill Equally or by item, to the cent PayNow QR A QR friends scan to pay you

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Guide
Search

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Perfingo.

Complete financial planning for Singapore, on one honest subscription.

Product

Plan Money report Cashflow Net worth Insurance

Company

For Couples For Advisors Pricing Calculators Guide FAQ Support What's new

Legal

Privacy Terms PDPA notice

Perfingo · Built in Singapore 🇸🇬 · Planning tool, not a licensed adviser.

Step 1 of 2

New to Perfingo?

Your whole financial plan, to age 100.

A planner built for Singapore. Put CPF, your home, kids and retirement in one plan, then track each month against it.

Tap a goal to see it in the app.

BTO in 2030 On track

Wedding in 2028 On track

Europe trip in 2034 Tight

Know if your BTO fits alongside every other goal, and see each goal's progress at a glance.

Net worth pathway Illustrative

Add a baby to the plan and see what shifts, years before it happens.

Next step A goal is behind pace Staying on track needs S$600/mo. Europe trip has averaged S$420/mo for 3 months.

Review goal funding

See the age your plan reaches freedom, and the one step this month that keeps it on pace.

Step 2 of 2

Early access

Join early and pay less for your first year.

50% off your first year: your code

EARLY50

Enter your code at checkout. If a code is fully claimed, use the next one. Offer ends 31 October 2026, 11:59pm.

Get early access

14-day free trial. No card needed.

The earlier you join, the more you save

First 50 subscribers 50% off your first year EARLY50
Next 100 subscribers 30% off your first year EARLY30
Everyone else, until 31 Oct 10% off your first year EARLY10